Frequently Asked Questions

Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.

  1. What is an SR-22 and how can I obtain an SR-22?
  2. If I do not own a car, how can an SR-22 be obtained?
  3. Can an insurance card or insurance policy be accepted toward the requirement of filing the SR-22?
  4. How long is proof of financial responsibility (SR-22) required in crash, conviction or judgment cases?
  5. What happens if my SR-22 is cancelled?
What is an SR-22 and how can I obtain an SR-22?
An SR-22 insurance policy is a certificate of insurance that shows the Texas Department of Public Safety (DPS) proof of insurance for the future, as required by law. SR-22 insurance is not necessarily "high risk" insurance. It is motor vehicle liability insurance which requires the insurance company to certify coverage to DPS, and the insurance company must notify DPS anytime the policy is cancelled, terminated or lapses.

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If I do not own a car, how can an SR-22 be obtained?
You do not need to own a car to buy this kind of insurance.

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Can an insurance card or insurance policy be accepted toward the requirement of filing the SR-22?
No, when proof of financial responsibility is required, form SR-22 must be filed to meet the compliance requirements.

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How long is proof of financial responsibility (SR-22) required in crash, conviction or judgment cases?
The SR-22 is required for 2 years from the date of crash, date of conviction or date the judgment was rendered. Texas Transportation Code 601.056.

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What happens if my SR-22 is cancelled?
Once the Texas Department of Public Safety (DPS) receives notification from the insurance company that the policy is cancelled, terminated, or lapses appropriate enforcement action may be taken. If the SR-22 is still required and there is not a valid SR-22 on file, the driving privilege and vehicle registration is suspended.

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